Specialty Insurance Products

Binding Authority

Property and casualty policies are underwritten through a limited network of appointed managing general agents. Coverage is available for small to medium size commercial risks in all 50 states on a non-admitted basis.  

 

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Casualty

Umbrella/Excess Liability
A growing E&S specialty book with up to $25m in limits per risk. Typical markets are contractors, manufacturers, wholesalers, distributors, and specific public entities.

General Liability
Primarily low frequency/high severity risks with limits of up to $2m. Common markets are contractors, manufacturers, wholesalers, and distributors.

 

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Management Liability

The risks include public, non-profit, and private organizations. Policies typically include employment practices liability. Both primary and excess with varying capacities.

  • Non-Profit: $20m for primary and excess.
  • Private: $10m for primary and $20m for excess.
  • Public: $20m excess only.
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Professional Liability

Both primary and excess risks with capacity up to $10m. Risks are predominantly written claims made. Common classes include network security/privacy, miscellaneous medical, miscellaneous errors and omissions, lawyers, insurance agents & brokers, real estate agents & brokers, environmental, physicians, surgeons & dentists, and media.

 

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Property

Primary and excess commercial property business with $100m in risk capacity (4 walls). Preference for business that can be “underwritten from the desk,” such as institutional, public entity, real estate, habitational, hospitality, and natural catastrophe risks.

 

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Binding Authority

Property and casualty policies are underwritten through a limited network of appointed managing general agents. Coverage is available for small to medium size commercial risks in all 50 states on a non-admitted basis.  

 

» Learn More
Casualty

Umbrella
A growing E&S specialty book with up to $25m in limits per risk. Typical markets are contractors, manufacturers, wholesalers, distributors, and specific public entities.

General Liability
Primarily low frequency/high severity risks with limits of up to $2m. Common markets are specialty contractors, manufacturers, wholesalers, and distributors.

 

» Learn More
Management Liability

The risks include public, non-profit, and private organizations. Policies typically include employment practices liability. Both primary and excess with varying capacities.

  • Non-Profit: $20m for primary and excess.
  • Private: $10m for primary and $20m for excess.
  • Public: $20m excess only.
» Learn More
Professional Liability

Both primary and excess risks with capacity up to $10m. Risks are predominantly written claims made. Common classes include network security/privacy, miscellaneous medical, miscellaneous errors and omissions, lawyers, insurance agents & brokers, real estate agents & brokers, environmental, physicians, surgeons & dentists, and media.

 

» Learn More
Property

Primary and excess commercial property business with $100m in risk capacity (4 walls). Preference for business that can be “underwritten from the desk,” such as institutional, public entity, real estate, habitational, hospitality, and natural catastrophe risks.

 

» Learn More